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A loan between individuals is a contract in which the lender agrees to give a sum of money to the debtor, on his side, agrees to repay the money.

Between individuals, a true loan. 

It is true that this solution, which is developed increasingly in the family environment, is much less formal than a credit granted by a banker, that will require a number of supporting documents - income, expenses, before accepting or not to lend money.

Often it is a loan "depreciable" (each month you will have to pay a monthly payment made of principal and interest), the rate of which is very variable : between 3 and 18 % for a consumer credit and the term a priori fixed. And if the debtor can not pay or a monthly instalment, the sanctions fall. Moreover, it is necessary to know that in a financial institution, the fund will only be issued after a period of between 7 and 14 days.

The consumer credit quick loans online personal granted by a bank or a financial institution for a person who needs money to finance a personal project. This may be the purchase of a car, a renovation to the house or a trip for the family. (They are also available for prohibited banking)

The procedures have been simplified in the case of a credit without proof, the applicant may not justify the use of the credit amount he wishes to borrow.

In the case of a loan from consumer credit (auto, credit moto, micro credit, credit personnel, credit revolving, credit work, revolving credit, loan union, credits conso...), you will receive the funds in just a few days after the acceptance of your file.